Do your remember what happened when our prior President over a decade ago said, “Everyone deserves affordable housing?”

Well organized crime rings, and scrupulous greedy criminals answered the President’s call to help.  Like a tidal wave mortgage fraud-crossed America. Where were the warning sirens to warn Americans that it was coming? No town was left untouched, and every family was affected. 1 out of 4 American families lost their homes. The criminals who committed mortgage fraud felt no emotions, and they had no problem sleeping at night. They did not care whether someone had a roof over their head, or slept homelessly in some cold alley. Whether they were actual present here in America, or used pawns to commit the fraud living abroad, these criminals caused huge economic devastation. Now affordable housing is no more, and the criminals simply wait for the next “big thing” everyone needs.

Have we learned our lesson in 2010?

Well now our current President says, “Everyone deserves affordable health care? Sound familiar? Well the organized crime rings are here to answer the President’s call again to give every American afforded health care. Just over the last 6 months, there have been more fraudulent health care scams for “cheap medical insurance” than ever before. Again honest American’s are the ones who suffer. Read more ...

Over the last decade, millions of American’s experienced the joy of not only owning a home, but the desperation that comes along with losing a home, as well.  Losing a home in the middle of a recession dealt millions of Americans the pain of not only being homeless but also jobless. This moral demise affected the majority of our American families and will continue to effect our younger generation, as we attempt to right the ship.  Learn the lesson.

What happened to the American Dream and better yet, who is responsible for its demise?! With so many risk controls supposedly in place from traditional Risk Management companies, how could this happen?  In a society so flush with large companies and their associated corporate managed checks and balances; how could this happen?  Large companies with professionals in suits and ties who promised the American consumer trust and integrity, how could this happen?  If you reap the rewards of quick hit profits and have no accountability, it will eventually catch up with you, no matter whom you are or how big you are.  There are lessons to be learned from every life experience and the mortgage meltdown is no exception.  Learn the lesson. Read more ...